what nonsense, interest rates should be even more effective if everyone is loaded up with debt due to a housing bubble. Why aren't they having their desired effect? Becuase the govt at both state and federal level keep increasing spending, offsetting any effect from those interest rate rises
Albeit coming off very(stupidly) low levels, we've never seen such large increases in interest rates over such a short period, yet people still have money in their pockets cause the govt keeps loading them up with it
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