you are right.. .
but zip is not a bnpl company..
it transition into a load provider just like the banks...
we also stealing their piece of the pie...
zip dont need to take a slice of the pie, the crumbs itself will be enough.
banks wont waste time on bnpl when they make billions on mortgage and loans...
Ann: 4Q24 Appendix 4C Quarterly Cash Flow Report, page-136
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