Ann: Limepay agreement with Lessn to process all Payments Volume, page-86

Thank you for your compliant Merchant.

I also find it rare to see someone so dedicated to a stock that they see as having no future, won't even get passed 1.5c lol.

Yet we hit 20c without nothing, (unwarranted I know), as is your down ramping.

Once we hit CF+, (unlike ZIP or After-pay have been able to achieve), who hit stupid highs, with yes less SOI as you mention.

However, once we hit CF+, just after the acquisition of Lime-Pay, which was the missing piece if you haven't picked up on this.

Will be something unheard of and to do so straight away after really what is the start of the roll out from here.

If you think that that won't get the attention of from fund managers and or institutional buyers, you are blind, or just have a clear agenda here.

The roadshows were all done with a purpose in mind, to attract attention for when we do get our skates on and that time is now.

There will already be many fund managers and or institutional buyers with Spenda on their radars, waiting for the buy signal and CF+ will defiantly start to get their attention and put your SOI concerns to rest.

It's all about making money, now let's visit your SOI consistent dribble.

Most stocks with a big amount of SOI on issues have huge numbers for sale and huge numbers to buy.

This being the total, tells me that it is very well held and holders actually believe in the future of Spenda, or bought in the highs of 6-10c like the bozo's for example, (who those two muppets will also want a profit and will hold to 15c and double there money lol, where if they averaged down could have made 15 times their investment lol).

Also you have the top 20, who have not been selling, but have been buying, including myself.

I watch this very carefully and knowing Capricorn are here for the long term and own 15% in the company and won't be selling anytime soon, is very comforting.

With the top 20 owing 35.34% and obviously very happy to hold long term, I know my 1.6% isn't going up for sale for a long time.

However we will defiantly require more fund managers and or institutional buyers, to tighten up the register.

That will start to happen once we hit CF+ possibly this quarter, I predict we will.

Now imagine Zip or After-pay, actually making a profit, they went nuts without it.

Then take into the fact we are not just a payments, one trick pony.

Keep in mind we recently done a cross border trade that hadn't been done before, more to come on this.

Once we sort out compliance with cross border trades, the globe will be open up for business.

So as far as I can see, revenue will be significant, I mean one deal from the Lime-Pay purchase, on top of all we already have and they have, has the very real potential to bring in let's say a 1% revenue on flows.

Bringing in $6,000,000 per quarter and this is nothing to the like of say Capricorn's potential and it doesn't even require the roll out time.

There isn't a software company out there like Spenda and has it's complete package in one offering, that will be CF+, now if that doesn't attract fund managers and or institutional buyers, killing your concerns about SOI, nothing will.

I can't wait for your attempt to smear and represent my comments here, that is something you are very clever at.