CASH POSITIVE CHAPTER - Divide Cayman Ltd, page-198

Australia's average credit card debt is published by the Reserve Bank of Australia (RBA), which provides detailed data on balances, interest rates, and usage trends. For example, as of July 2024, the average balance per credit card account was $3,317, with $1,487 accruing interest

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. Other organizations like ASIC and financial platforms also analyze and report this data based on RBA figures

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.