Ann: Spenda Executes Sale Agreement for Invoice Finance Portfolio, page-166

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    100%, confidence is down. They have had some swings and misses, and there's been no market update on it. What I see with confidence is B2B payment options and lending SOE for both Carpet Court and Capricorn. Then we move to B2C with payment options, POS, and lending.We have the backing of a large bank, so we can offer virtual credit cards and other lending optiosn and no longer wear that lending risk. The quarterly report again told us very little, which I agree, everyone is disappointed in. However, 86% growth and the above is a lot closer. Carpet Court is a $10 million opportunity, and Capricorn is a $100 million opportunity. They didn't invest in Spenda for peanuts and are pushing swift digitalisation, and will push our products far and wide. For those continuously pushing the apparent limited numbers of mechanics who are digitalised, who ultimately pulls the strings and can insist on a very basic digitalisation to ensure that purchases are made online through a Spenda system? i don't believe that 70% are using a pen and paper, again, that's ridiculous. Yes, it's payment options aren't currently online, and we don't know why, but it's coming. Just needs a little more patience. I've been here 5 years as well, it's been a shatty time.
 
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