Ann: IDSB Sale and CEO Search Status Update, page-186

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    Shareholders should have been screaming blue murder over the stupidity attached to opening a new, under capitalised (ie: no money at all) BNPL business in the US.

    So how would it have turned out? Ask the former Chairman and directors who left

    Most major BNPL companies have faced profitability challenges for years. According to a Bank for International Settlements report, not a single BNPL company—including major players like Afterpay, Affirm, and Klarna—has turned a profit for the past half-decade1. These companies have struggled with high operating costs related to marketing, administration, and technology expenses, which have prevented them from breaking even since 2018
 
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