Ovanti silences the critics: Zip’s TTV vs Shift4’s processing firepower

Ovanti silences the critics: Zip’s TTV vs Shift4’s processing firepower

20 August 2025 – Melbourne, Australia – Ovanti Limited (ASX: OVT) has confirmed a three-year strategic partnership with Shift4 Payments (NYSE: FOUR), providing distribution of its BNPL solution to more than 100,000 North American merchants.

Zip Co TTV (as reported)

• 2Q FY25: US$3.4 billion BNPL TTV

• FY24: A$10.1 billion (~US$6.8 billion) annual TTV

• March quarter 2025: US$1.5 billion TTV, +40% year-on-year
  

Shift4 Payment Volume (as reported)

• Processes approximately US$260 billion annually across more than 200,000 businesses

• Latest quarterly result: US$43.5 billion in end-to-end payment volume
  

Ovanti Partnership Highlights

• Multi-year BNPL agreement with Shift4, renewable annually after initial three-year term

• Access to 100k+ merchants in North America

• Differentiated by real-time cash-flow decisioning and AI-based underwriting

• Settlement via stablecoin-backed facilities, converted to fiat

• Ability to draw down up to US$100m in warehouse funding, with discussions underway to expand capacity
  

This agreement represents the first BNPL integration for Shift4 Payments, positioning Ovanti to leverage the scale of a NYSE-listed payments processor that handles more than US$40 billion per quarter in transaction volume.

Disclaimer: This post is provided for information purposes only. While care has been taken to ensure accuracy, readers should independently verify the figures and facts referenced. This is not financial advice.