some cold hard facts, page-7

Let's hope his strata/council/water/electricity/internet/insurance/car expenses don't rise too much over the next few years :)

Otherwise you could pass him onto this fella called UT who loves to give advice on how to save money. I think he's writing a book at the moment, should be out any day. It's called "Save your pennies for your mortgage" & I reckon it's going to be a cracking read