"This group bears close watching but, so far at least, first-home owners do not seem to be disproportionately represented in loan arrears."Read more: http://www.news.com.au/money/interest-rates/rba-warns-many-first-home-owners-who-used-government-grants-may-now-be-vulnerable/story-e6frfmn0-1226063399790#ixzz1NQiePm76 the rba has been following this group since 2009 and here we have the above final paragraph-- didnt you guys read the last paragraph---usual drivel from the usual drivellers