cash % return account, page-11

Virgin 6.51% for 4 months then 5.35 %
UBank (part pf NAB) 6.51 % for ?? months then 6 %
Rabo (dutch) 6.5% for 4 months then 6 %
HSBC 6.45 % for 4 months then 5.25 %
Citibank (USA) 6.4 % ffor 6 months then 6 %
ING 6.35 % for 4 months then 5 %

Rabo looks the best to me

I can get membership of Railways Credit Union
6.35 % ongoing and adjusted as a variable rate

So I think I will go with Railways Credit Union and
Rabo bank in a few months time (after Europe has settled a bit)