Virgin 6.51% for 4 months then 5.35 % UBank (part pf NAB) 6.51 % for ?? months then 6 % Rabo (dutch) 6.5% for 4 months then 6 % HSBC 6.45 % for 4 months then 5.25 % Citibank (USA) 6.4 % ffor 6 months then 6 % ING 6.35 % for 4 months then 5 %
Rabo looks the best to me
I can get membership of Railways Credit Union 6.35 % ongoing and adjusted as a variable rate
So I think I will go with Railways Credit Union and Rabo bank in a few months time (after Europe has settled a bit)