cerhob
"um - what should I do?"
You should do whatever you feel is right for you and your family.
You should always be prepared for the worst.
The good times are easy the hard times are hard.
Being brought up in glasgow in the sixties i no some hard times.
I would not discount anything martis says at all.
You can heed the advice or you can discount it.
A bit like preparing for a cyclone or a cold winter.
MMMM i would prefer the cyclone as the cold winter lasts so much longer.
Good luck to all and make sure you all have a blankie.
Think im a bear.
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