"Do explain, with all the vendor bidding going on, I think you're having a lend yet again lol"
I have NEVER had a lend of anyone here. It is simple really if someone really needs it gone they will just sell it for whatever bids they can get on the day - no messing around with vendor bids. That said it would be an extreme case for it to occur, and is more likely to occur in mortgagee type situations.