Melb:
Down 8-15% in real terms by year end.
Sydney:
Flat in real terms.
Perth:
Down 5-10% in real terms by year end, or quite possibly a rebound. Don't think it will be flat.
The others i don't really have an opinion that is this precise (even though ambiguous), but i feel nationwide the trend is downward. No credit growth = no house price growth.
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