if you want to protect your capital, page-6

A no brainer at these levels, ROE of 20%+, at current price earnings give a return of 11%, estimated rate of growth 15% for next few years, anything below $1.50 is a no brainer I reckon, you could probably stick in a bid at $1.05 and get set :)

A typical savings account will double your wealth every 16 years.

Inflation will halve your wealth every 10 years.

NFK will double your wealth every 6 years :)

I have no idea why Australians choose to buy a deposit account (over say an equity share in NFK), absolutely no idea, the interest income plus some just gets eaten up by hikes to insurance fees, electricity bill, car regos, car service, etc.