No your not an idiot and neither is anyone that holds AYN.
I agree with your reply to SP's 100%.
If someone came up to you and offered you $100 for your $50 and you said no. That people would be classed as an idiot. I know all the potential prices Silver and AYN could hit, but if a 100% was starring you in the face and was as simple as making a call to cash in some shares you would have to be crazy not to.
The best and safest way to increase wealth is to take out what you put in and freehold and invest elsewhere. Continue this process with new investments and you will be very happy. Theres nothing like free shares. If you lose all in the ones you freehold, what have you lost? Nothing.
Scorp
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