switch, LOL, Ubank is part of NAB!
All they are doing is aiming at the low risk end of the market - so they can offer lower rates. Check out the terms - the mortgage is only available for 80% of valuations, unlike the other banks where they will lend up to 95% of valuation.
I wonder if you can negotiate with other banks for a lower rate if you only want 80% of valuation?
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