I agree with Tibbs and $$$$$$.
However, you do need to be savvy with super rules and strategies, otherwise it may pay to speak to / pay for someone that can help you with anything that you aren't doing or could be doing, especially with Centrelink, pensions, estate planning etc, otherwise it might be a case of you don't know what you don't know.
For me, my Accountant processes the (reasonably organised) stuff I give him and doesn't charge much more than esuperfund AND I can use any investment, insurer or broker I like. If I need his advice, then I'm sure I'd be happy to pay him.
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