$1 Club, page-12174

Sorry manhoang you are thinking of IOU as a Zip type bnpl which we are not.

IOU's strenght and strategy is to partner up with the big corporates and their merchant networks directly. Its a B2B2C model. From that point on consumers are offered IOU's bnpl options when they shop at these network merchants.

IOU doesnt need a fancy website like Apt or Zip to market themselves to 1 merchant at a time. Its done via partnership deals at a higher level. Their app is being rolled out in their current soft launch before going out en masse. Not long to go now.

Its even better than some in the market like youself doesn't grasp what IOU is doing. Makes our coil on the next spring up even greater when the market sees what IOU ie about imo. Thanks for being ignorant. Sorry mate i had to say it.