Yes, Fintech / e-commerce is one of the booming sectors in SEA, more and more households are turning towards online shopping and will continue to grow at a rapid pace. Having management that has expertise and networks within the field of e-commerce will propel IOU to great new heights.
Household income may be less on average within SEA, but there will be constant high volume of transactions and will continue to grow. As some have mentioned, IOU will also offer other financial products/services on top of BNPL and this will allow the company to be a major Fintech company in SEA.
IMO DYOR
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