It's interesting to compare IOU with other BNPL, but it's the digital payments, digital transactions processing and banking that is the incentive for the stock for me. If IOU was purely BNPL, I would be looking elsewhere. Banks make a lot of income from transaction fees and given the large populations and growing middle and upper class consumers in SE Asia, the outcome could be potentially lucrative if the roll out, partnerships and marketing strategies are successful.
IOU: It's not just BNPL
$1 Club, page-17166
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