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    CBA is just the first one to do it. Other banks will follow and I'd imagine they're already working on something. Banks are very competitive so if one of them is taking on something new they all will. It'll just be dressed differently. As credit card use declines I'd say CBA will add a higher limit to the BNPL customers but perhaps it will have an interest rate attached albeit lower than traditional credit cards. Banks aren't going to miss out on their cut.
 
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