I think you need to read the December ended quarterly report. They stated they had been doing extensive work on expanding ppi distribution channels and we should see the results of which in this March end quarter.
Its not just them hoping to sell more ppi. What are you talking about? Bnpl is just a part of their business and if you bought in thinking bnpl will be a loss making, grow at all cost Apt and Zip model i think you would be disappointed in iou's bnpl approach.
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