Is that meaning IOU would need AUD$100mil to fund the BNPL loan book based on those assumptions?
IOU would have about $30mil left after Tranche 1.
Looks like we will need to raise cash or get a proper funding warehouse facility going pretty soon if they do want to scale.
I cannot see how they are ramping up merchant onboarding and influencer marketing to expand its BNPL user base but only have $30mil cash in the bank.
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