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After looking at the price action for a couple days, we can clearly see that even after all the excessive selling, off screen buyers have stepped up around these levels and have supported the price on multiple occasions. This is during when the BNPL sector has been in the oversold territory. Safe to say we won't be going below the 20c levels.

Currently, the shorts are at roughly 2 million shares, if these shares were to be bought back on market, we would be roughly around .26c-.27c without any retail action/movement . If we add retail movement after the short covering, we would be well over .30c with ease, as everyone knows, its very easy to induce retail action once they see big volume. If we assume the BNPL sector will be hot going into the Xmas period, which it usually does as we see impulsive buying/spending from consumers, then realistically the current SP does not depict what IOU is currently worth.