IDpay seems very cumbersome to setup. The merchant has to do all the work and perform their own due diligence on customers. What's the benefit to the customer? It's really all about the merchant getting paid directly from the salary deduction. The customer gets to split the payment however they can do that with multiple other options and they don't need to provide hard copies of their documents with those other options.
Am I missing something or is this offer pretty poor?
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