ZIP 4.39% $1.09 zip co limited..

I agree I don't understand this....I currently have a NAB visa...

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    I agree I don't understand this....I currently have a NAB visa credit card that I can use all over the world, no fee charged (in OZ), I get points so freebies a couple of times a year, its got a 20k limit, 55 days interest free, once a month they automatically sweep my bank account and pay the balance. I do nothing but use it, everything else is sorted automatically.

    Not one single charge/fee ever, not even a yearly card charge. Why would I use ZIP, please explain.
 
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