"lol, maybe so but atleast they are enjoying their life rather than being a slave to money and debt. "
Ahhh yes the tired old line of being a slave to debt - you do know most people with debt are more than happy most of the time. Debt is a tool nothing more nothing less and it works out for the vast majority over time. For every person struggling to pay the debt obligations IMHO there is a person struggling to pay their rental obligations.