I agree with either debt & rental obligations. Its 2 sides of the coin. But the one with debt obligation has a shot of making capital gain & growth from their investments in years to come. People don't get rich from a fixed salary, but rather a combination of salary & the growth of their investment/ business. Who says people with debt can't enjoy life ?????
Read: Rich dad poor dad, by robert kyoshaki
$10m plunge in first-home cash grants, page-8
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