100% correct Alex, bnpl is the future, regardless of higher interest rates and inflation. This is driven by millennials due to their dislike of credit cards. That generation has spoken loud and clear whether that be through social media to demand bnpl be offered to their favorite shopping destination or just the by the amount of money they are spending and people/business have listened as is evidenced by the amount of bnpl companies that have started.
Remember bnpl is just one part of IOUs business model.
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