Hm...
Just to clarify the taxable element is the amount of funds where a tax benefit has been given on the money going in - e.g. the 9%, or more where you have saved tax on the contribution.
The non-taxable element is where you have contributed after tax funds - e.g. a non concessional contribution.
At the time of converting to a pension, these percentages are calculated and they remain fixed percentages until death, or conversion back to accumulation phase.
Very different to be tax free in pension phase. Just for clarity.
It would be almost impossible for anyone to have zero Taxable Element within their super. Maybe someone coming from overseas and just putting a lump sum into super, and never working in Aus.
