ZIP 1.08% $1.83 zip co limited..

there is a key difference herezip charges a $6 fee per month if...

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    there is a key difference here

    zip charges a $6 fee per month if you have an outstanding balance

    if you treat zip like a credit card (which is what young people are doing unbeknownst to them) then you will constantly have an outstanding balance

    this is not a late fee and it amounts to effectively interest paid by the customer on top of the commission from merchants
 
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