$2 PARTY, page-10245

Interesting, and appreciate the response.

From my perspective I try to ignore the market cap and my current profit from the holdings and try to look at the business as a whole and its trajectory in the near future.

Upcoming positives that are virtually guaranteed:
1. Inflation settling down and rate cuts over the next 12 months
2. As a result of rate cuts, reduced bad debts for Zip, reduced funding for Zip, and stronger consumer spending
3. Continued rollout of Zip's new products which are doing great - Zip Plus, Pay in 8, Physical Card
4. BNPL usage is forecasted (by independent reports) to grow significantly over the next 5 years
5. As interest rates are reduced, fintech companies become more enticing for investment which will increase prices
6. ASX200 inclusion will raise prices and provide further stability

Potential positive events that are mere speculation:
1. Directors buying
2. Nasdaq listing
3. Takeover

Zip is currently valued at a lower multiple of revenue than Affirm, Sezzle and even when compared to Zip pre-covid. The upside potential from here is massive - could quite easily be $3+ in the next 12 months, and possibly even closer to $5 in the next 24 months.