We've all been asleep with this. I can't believe I didn't really notice /pay attention about this coming in.
It's hard to get a credit card if you're young in the US. But in Aus every man and his dog can get credit. No need to pay $104 on a $100 purchase each time. You lose every time you buy something.
People will just apply for those "daggy" credit cards. Wow the big banks have so much influence here in Aus. This will be a disaster for the BNPL business model if merchants charge 4% avg back to the customer. It's OVER for bnpl in Aus.
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