The Governor of the RBA is a former Head of Payments Policy Department. I think it is more than an option while the BNPL businesses maintain non compete clauses in their contracts.
- Buy-now-pay-later (BNPL) services – In previous reviews, we have concluded that merchants should have the right to surcharge BNPL services, which are expensive means of payment, just as they have the right to surcharge card payments. The right to surcharge for payment methods provides an important incentive for payment schemes to keep their fees low. Formal regulation may be required to allow this.
The Governor of the RBA is a former Head of Payments Policy...
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