id be carefull in saying the au business is improving, higher revenue is a plus, but i believe that is only being achieved with higher fees which in turn has had a negative affect on TTV and active customers. there is a tipping point at which losing to many customers will make zip au a waste of space
we may even see a point where ttv goes down but revenue remains steady meaning a large number are trapped in a debt cycle of paying interest/fees. (like a CC)
ill be watching AU ttv and active customers closely. (arrears will be of interest also, anything over 2.65% will be a new high for Q3)
all imo
id be carefull in saying the au business is improving, higher...
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