That was the point I was making, what does a Platinum Charge card in Australia have to do with the myriad othewr cards that Am Ex offers, particularly to young people for low cost cards? Anyway, it seems that young people are embracing cards when they can and steering away from high cost and limited value BNPL accounts from BNPL who are suspicious of all their customers and keep thenm on a very tight leash because they cannot afford to punt as the larger organisations with large Balance Sheets and years of experience can.
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