TB, this article is pushing for better pricing for merchants in the UK. In view of the fact that BNPL operators charge merchants multiple times more than Mastercard and Visa be careful what you wish for and just hope these measures are not extended to BNPL in some of the ways the RBA wants to allow merchants to pass charges onto customers instead of absorbing them
No more downramping TB. You guys are overstepping the mark. Mike wants more red days and TB wants more regulation to protect businessKey issues identified by the PSR include:
- Complicated and unclear pricing statements from Mastercard and Visa.
- Acquirers face difficulties in accessing fee information and negotiating fees.
- Frequent delays and insufficient notice for fee changes.
The PSR proposes several remedies to enhance transparency and competition:
- Better transparency to help businesses and acquirers make informed decisions.
- Obligations for Mastercard and Visa to explain and document price changes.
- Increased reporting of financial information to improve oversight.
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