Thank you, it is hard to decipher the dizzying array of ZIP named products, particularly in view of the turnover lol
Looks to me that ZIP Pay is BNPL, ZIP Pay Plus is the limited (ie: only available to good quality already established BNPL customers) credit facility for conversion from BNPL to interest and ZIP Money is simply a credit facility for all comers who qualify.
Your response indicates there is a good take up of the Pay Plus effort to convert people from BNPL, which is encouraging and shows their credit policies are good - Iit is not a given that those granted BNPL facilities would meet Responsible Lending requirements. Many thanks again
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