$2 PARTY, page-8753

Q1 should be positive in my view, spending will pick up as inflation has come down, interest rate cuts around the corner .
The US is where Zip will grow substantially in a sustainable way, the customers that you mentioned that have retracted, are the consumer's that otherwise wouldn't be great for a business in terms of not being able to pay back.
The other appointment that was mentioned the other day with non-executive director Kevin Moss in the US with 40years of financial along with 17 years as chief risk officer of Wells Fargo this has to be a very good appointment for Zip in the US.
I think Larry returning to Aus isn't anything to be concerned about and will be interesting to see if his Salary will be reduced or stay the same after get Zip in the door in the US shareholders will be voting on this at some point.