Don't feed the four snowflake bears. They are just cut-and-pasting, recycling poor and discredited arguments that were put to rest months ago.
ZIP shed some higher-risk customers last year, but the bears want readers to imagine an enmass customer apocalypse.
https://zip.co/investors/app/uploads/2023/08/ZIP-FY23-Results-Update.pdf
"Active customer numbers for the core business of 6.2m, reflecting the impact of tightened
risk settings"
The ignore button is your friend.
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