It's very relevant TB, because it has left the ZIP business...

It's very relevant TB, because it has left the ZIP business nobbled by the actions of people who are still dragging out huge salaries and performance bonuses despite almost putting the company under and it only survives with enough to keep paying them their largesse with no hope of a return to shareholders. I reckon interest rates will stay on hold this month but could rise next time - the pressure is on. Today there are reports of extreme consumer duress and BNPL use is estimated to be up by 28%. Good or bad, the Australian household is at breaking point and arrears are beginning to climb sharply.