Thanks TB, I'll be right. I can't really imagine many financial...

Thanks TB, I'll be right. I can't really imagine many financial products which don't have a fee attached to late payments and in my case, because there is no interest charged, it suits me just fine American Express has a bewildering array of credit and charge cards, as well as the capacity to tailor new ones for the younger audience that Tradinator's post was centred upon. Not sure how we got bogged down with the finace details of my Platinum charge card, but there you are. Those younger people are taking up Am Ex credit cards at an alarming rate and leaving BNPL with diminishing numbers as it can be proportionately very expensive as well as limiting in purchase choice.