I'm not at all upset, apart from the fact that you are posting...

I'm not at all upset, apart from the fact that you are posting BS. You believe that American Express issues charge cards without income verification, then there is no place in the world for BNPL. Everybody gets an Am Ex charge card with up to 48 days interest free credit? What is the criteria or otherwise for approval? Given that machines make a decision based upon the information you input, subject to verification as per Tradinator's post, noting that provision of proof of income such as payslips or tax returns take longer. But I like your random numpties' posts better. They don't even know what button they have pressed lol

American Express website:

Verifying your income

To assess a new Credit Card application or a credit limit increase (if you already have an existing American Express Credit Card), we need to understand your financial situation by verifying your income.

How is my income verified?

During the application process, we’ll obtain your consent to verify your income using a third-party service. This is an online alternative to providing email or paper copies of your payslips and could help fast-track your application.

You may also need to provide proof of income like payslips or tax returns, by using the document upload service. You can also email them to [email protected] and mention your reference number. These methods take longer than using the online income verification service.