chookbrger, because I have responded to your statements and...

chookbrger, because I have responded to your statements and asked you for a response, you have decided spouted rubbish.

In a previous post you are putting down super funds saying they are mostly buy & hold, now you are saying that buy & hold will get you superior returns. make your mind please.

Actually many lawyers, lenders, accountants, auditors, consultants, HR etc get paid whether or not you are making money. Anyway, was your friend someone you surfed with as you sound a heck of a lot like another poster on here that had a similar chip on their shoulder.

A friend of mine saved about $10k a year in fees and tax from restructuring his situation, irrespective of investment returns. but I guess it's easier to rant about and make immature statements about 'scumbags'. I thought this was a forum about superannuation. What a joke!!
Sorry chookie, you are my first ignore. Ciao!