Hi Red This paragraph from the link you posted says it all...

Hi Red
This paragraph from the link you posted says it all

However, I believe the pros outweigh the cons, because the ease of convenience and having a compelling two or multi-factor authentication will be the future. In my opinion, there is little doubt, passwords and pin numbers are dated and will disappear eventually. I estimate within the next five to ten years, passwords could be a thing of the past.