I agree and disagree (agree with you analysis but not the BNPL component.
Showbiz and many other investor channels have openly classed Novatti as a BNPL company and completely disregarded it, although they are way off this is what investors hear and see on these platforms.
i agree with the the license and JDO component all of your commentary, however these channels continue to class NOV as BNPL- Likely has alot to do with the afterpay agreement from last year.
20 cent party, page-116
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