Cryptos are more about a store of wealth than payments currently. Payments can be made but they can be cumbersome and of course no one generally pays their normal bills with cryptos instead of direct debit, bpay etc. Though i do know people who mine cryptos and do pay their bills from the cryptos they mine but they also 1st convert to $ before making payments in most cases.
But it will be a long time, if ever, before your average bloke will pay in crypto.