Well, I just don't think 1PG is a good example to compare with APT. Totally different market.
1PG developed a HR software for business used.
APT developed a finance product which can be used by anyone on any day.
For me, I can see BNPL everywhere now.
Time will tell if APT would be a successful story or not.
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Well, I just don't think 1PG is a good example to compare with...
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