Look at the end of the day I commend her for reaching high with her goals. The reality is it does seem unachievable for her based on her current likely income. It is fine to dream big but you also have to start small sometimes and get your footing before expanding too fast. Reality is she is probably better just having a couple of properties initially bed them down, get used to what she needs to do and how to manage the cash flow. She can pay as much of the loans down as possible then in a couple more years look at expanding by a couple more properties if she still feels comfortable.
The other thing to bear in mind being able to afford the properties is one thing but you also have to be able to maintain cash flow as well as any investor knows there are times of the year when all the bills just come in.
