$3 Party, page-441

CBA will also allow merchants to surcharge the StepPay payments if they see fit – something Afterpay and Zip prevent in their contracts, a condition which has raised concerns at the Reserve Bank

The Reserve Bank has flagged a crackdown on buy now, pay later operators, and may force them to let retailers pass the cost of the short-term credit on to customers, as it outlined plans to launch a review of payment regulations as soon as it is handed stronger powers

The Payments System Regulation Act Reform Bill has been stalled by an unrelated Superannuation matter which is in dispute, but is on its way through the Parliament. The new rules which will cause BNPL providers to allow merchants to add the fees of BNPL of up to 8% to purchases, thereby notifying customers of the additional cost of BNPL. That is going to cause a lot of grief and may be the last straw